Planning a Diwali Surprise? Here’s What You Should Know About Buying a New Car

Cars have become an indispensable part of your commute, especially in the metro cities. Here having a car is almost a necessity if you wish to travel with your family. Diwali is right around the corner, and it calls for a perfect surprise for your family. Wouldn’t it be fun to light up this Diwali in your brand new car!

While it may be intimidating to select the right model, this article makes it easier for you. Continue reading to know more.

#1 Identify your need

Buying a car should be a thoughtful process. Here you need to determine the usage of the car. Either is a car for a daily commute or long road trips with your family. This decision determines which category and segment of the car you should be looking at. For instance, a hatchback car can be convenient for city use, whereas an SUV will be best suited for long and unexpected roads. Do not forget to get a car insurance policy once you finalise your dream car. For first time buyers, your car dealer may recommend an insurance cover that will provide an all-round coverage.

#2 Research your options

Once you have identified the purpose of your brand new car, you can begin with shortlisting the various brands that offer a particular type of car. Not all brands always have an offering in the car segments. Some brands cater to specific needs, and they might not be shortlisted as per your requirement. While researching, understand your options and the features each manufacturer has to offer. Note the pros and cons of each model you test ride. This is the most important part of the process and should not be rushed into.

#3 Estimate the on-road price

Once you have shortlisted your option, enquire for the on-road price. The price which is advertised is the showroom cost which excludes registration, insurance and road tax cost. These additional costs increase the overall price of your car. Moreover, in case you choose some optional fittings for your car, it further raises the effective price. Also note, at this time, you have to decide between purchasing a comprehensive or third party car insurance online or offline. This choice will further fluctuate the final cost of your car.

#4 Avail a test drive

You cannot take the final decision of buying a specific car considering the brochures and pamphlets. You need to test drive the car to know its real-world experience. Ensure you drive  the vehicle on the terrain which the manufacturer promises its best performance.

#5 Check for festive concessions

Since you are all set to buy before the festivities begin, dealerships often have concessions or additional benefits. Enquire for these concessions to get the best deal. You can also compare the concessions across dealerships and different models and then make the final decision.

#6 Select the right insurance policy

While purchasing the car is a substantial spend, a motor insurance policy helps you keep your car protected. Also, the law makes it mandatory to have an insurance cover for all vehicles registered in the country. With the myriad choices of plans and policies, ensure you carefully assess your need and appropriately select a policy.

Make the most of this Diwali by getting home a surprise for your family in the form of a brand new car.